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Book: The Midnight Library

It is one of the books that blown my mind. It's very well written and would probably relate with a lot of people who are in their journey to find themselves.  So many people are talking about it but I did not buy it until a few months ago where I read the preview on the first pages. Easy for me to see if I want to buy the book or not. When the first pages hook me right away, I don't need to think twice. This book is one of them.  This contains spoiler of course.  Nora, the main character, like many of us, fall into depression and decided to kill herself. But she's not dead right away. She went into a kind of limbo between life and death. In that library she met a librarian, this librarian is a kind of a guide. Our guide that probably tasked when we were born.    The librarian shows her lives that she could have had if she wants to. She is so depressed and thinks that no life will makes her happy enough to live it. I can totally understand her state. I was there....
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Currency Loss in Stock Markets

Laundry coins in Rove Dubai

I saw so many questions of Indonesians want to know about buying stock in the US market. I never thought about it until I am involved in "taking care" of it as a part of my work.

It's not technically mine lol, it's my boss. But, that way I learned a lot about the US and Canadian markets. What we bought for the first time was Disney. DIS.NYSE. It's on NYSE, which means it is in the US market. 

So, my boss is Canadian. I didn't know that he can buy stocks in the US market that easily. What a perk of being a non-Indonesian 😅 Long story short, we got our first stock. Then we buy other stocks.

Funny to see how the banking sector most of the time is so stable.

After a few months, they're having ups and downs. We have them working great but why is it seen red in our portfolio? The culprit is the currency exchange. We lost a lot in currency. We use Sharesight to check on them easily because we have them all from different markets. 

It's only from Canadian Dollar to USD (and vice versa). But the loss we usually have on average is 0,5-1% of the total stocks and funds we have. It seems just a little, not even 1% but when we buy stocks we need to calculate the broker fees and everything including the currency exchange. I mean, we invest to gain some, right? Not to lose more 😑

DIS is in the US market. We bought it in the Canadian Dollar. The currency loss is around 6%

Look at the capital gain we got from Pinterest. But also the currency loss we have.

Now let's imagine if we buy US stocks with our IDR money? How much loss we're going to get? 😅 There's no way it can survive lol. Well.. it might survive but it's gonna be a lot more expensive, knowing that how unstable IDR to USD is. 

So, if you have a lot of money to invest in the global market, keep in mind that you might also lose some currency along the way. That way, you have to figure out something to minimize the loss. 

Have fun! 🙌

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  1. kuanyuNovember 12, 2020 at 6:03 AM

    experience that could be a new lesson for me, greetings to my friends, I'm kuanyu blogger from Bangka

    ReplyDelete
    Replies
    1. Prisca AdityaNovember 12, 2020 at 10:05 AM

      Glad that'd be a new lesson for you. and welcome in my blog Kuanyu :D

      Delete

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